Working Capital for Businesses in Seattle, WA

From family-operated stores downtown to tourism, hospitality, franchises, healthcare providers, large corporations, shipping companies, innovative tech startups and everything in between, the one thing they all have in common is the need for working capital. Rai Commercial Capital works with Seattle-based businesses of all shapes and sizes to provide accessible and flexible working capital solutions. As a local firm, we understand the needs of businesses in Seattle, and are committed to structuring tailored solutions to help them meet their goals.

Merchant Cash Advances for Businesses in Seattle, WA

At Rai Commercial Capital, we know that even though businesses need working capital, they may not want to take on unnecessary debt or deal with fixed payments that can place a strain on cash flow. Our merchant cash advances are designed with flexibility and convenience in mind. A merchant cash advance from Rai Commercial Capital is structured around future sales, so no collateral is required and no debt is placed on the balance sheet. Additionally, the balance is repaid from a percentage of transactions made by customers with credit cards. This eliminates fixed monthly payments and provides businesses with maximum flexibility, without placing a strain on finances. Merchant cash advances provide discretionary capital, so businesses throughout Seattle, WA can use the funds for anything they need. Rai Commercial Capital offers merchant cash advances that feature:

  • Advances with amounts up to $200,000 for each business location
  • Flexible payment structures
  • No collateral necessary
  • No application fees, closing costs, or fixed payments
  • Minimal paperwork to get approved
  • No prepayment penalties
  • Fast closings
  • Funds available in as little as 7 days

Unsecured Business Lines of Credit in Seattle, WA

Lines of credit provide businesses in Seattle with an extra source of working capital. Rai Commercial Capital understands that not every business in the area has the collateral necessary to get a line of credit through institutional providers. To solve this issue, we offer unsecured business lines of credit. Our unsecured business lines of credit do not have any collateral requirements, so both new and established businesses in Seattle can get the working capital they need. As with our merchant cash advances, unsecured lines of credit from Rai Commercial Capital provide discretionary capital that can be used for anything your business needs, from marketing to upgrading equipment, hiring staff, and more. Our unsecured business lines of credit offer the following benefits to businesses in Seattle, WA:

  • Lines of credit up to $500,000 (based on financials)
  • Lines of credit up to $50,000 for new businesses
  • Low interest rates
  • No collateral required as long as other qualifications are met
  • Fast prequalifications

Contact Us

If you need an extra source of working capital, reach out to Rai Commercial Capital today. We work with businesses across every industry in Seattle, WA to provide tailored solutions so they can thrive and grow. Whether you need capital to improve your business or to have it on hand in case of the unexpected, we can help. Contact Rai Commercial Capital today to get started.